welcome to Given Capital

We find the best Funding Source for you and your situation for Purchases or Refinancing

For primary homes, secondary homes, and investment properties and Commercial Property

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Curious about your mortgage options? Ask us anything—we’re just a call away at

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813-453-9402

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Years of experience

Reverse Mortgages:

If you’re aged 62 or older and own your home you might be eligible for a reverse mortgage loan. Why not use your home’s equity to maintain or improve your life.

Non-QM programs:

DSCR:   This loan qualifies you through an investment property’s cash flow rather than the borrower’s income.

. Personal or Business Bank statements

. 1Y + 2Y P&L ONLY

. 1099

. VVOE

. Bridge Loan Program

. Asset Utilization

. Commercial Loans

why choose Given Capital?

Building Foundations for a Brighter Future

Home Purchanse

Refinance

Loan Options

Client Satisfaction
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Personalized Solutions
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Exceptional Customer Service
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Competitive Rates & Options
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Navigating the Path to Homeownership Together

Expert guidance and support for your homeownership journey.

what we offer ?

Mortgages Made Easy, Dreams Made Real

We simplify the mortgage process, turning your dream of homeownership into a reality with ease and expertise.

Bridge Loan Program

Our Bridge Loan Program provides fast, flexible financing to help you buy a new property before selling your current one.

1Y + 2Y P&L ONLY

Shows financial performance over the current and next year, summarizing revenue, expenses, and net income for long-term profitability.

Asset Utilization

Asset Utilization is the efficient use of a company’s assets to maximize value and boost profitability.

Use Given Capital Loan Calculator Today

home loan

DSCR Loan Rental Property Investor Loans

What is a DSCR loan?

A debt service coverage (DSCR) loan is one that qualifies borrowers through an investment property’s cash flow rather than the borrower’s income. DSCR loans — also known as investor cash flow loans — are frequently used by real estate investors to qualify for mortgages and buy investment properties.

Features

  • FICO 640
  • Loan amounts up to $2.5 million
  • Max cash-on-hand $1 million, no limit for CLTV <55%
  • 40- & 30-year fixed, 5/6 & 7/6 ARM terms
  • No income or employment verification
  • DSCR as low as 0
  • Eligible for Non-Permanent Residents and Foreign Nationals (under Foreign National DSCR Program)
  • Condotels allowed
  • Non warrantable condos
  • Investors who own more than 10 properties and can’t qualify conventional
  • First time or seasoned investors

we are professional for all your solution

I couldn't be happier with the mortgage services provided by Given Capital. Their team went above and beyond to secure the best mortgage rates for me. The entire process was seamless, and they were always available to answer my questions. Thanks to their expertise and dedication, I am now a proud homeowner

Jhone M. Client

Choosing Given Capital for my mortgage was the best decision I made. From the moment I reached out, their team was incredibly helpful and guided me through the entire process with patience and professionalism. They worked tirelessly to find me the perfect mortgage option that aligned with my financial goals. I highly recommend their services to anyone in need of a mortgage

Sarah L. Client

I had a fantastic experience with Given Capital. Their mortgage specialists were knowledgeable, friendly, and supportive throughout the entire process. They took the time to understand my unique situation and provided me with a range of mortgage options that were tailored to my needs. Thanks to their expertise, I was able to secure a mortgage that fit my budget perfectly

David R. Client

I am extremely grateful to given Capital for their exceptional mortgage services. As a first-time homebuyer, I had many questions and concerns, but their team patiently walked me through the process, ensuring I felt confident every step of the way. They were responsive, reliable, and helped me secure a mortgage that exceeded my expectations. I highly recommend transcend to anyone looking for a hassle-free mortgage experience

Lisa S. Client
how it works

let us assist you in obtaining your property

01

Initially Consulted

Initially Consulted offers expert advice for your first real estate and mortgage decisions.

02

Document Collection

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03

Evaluation & Approval

We rigorously assess and review applications to ensure they meet our high standards, ensuring only the best are approved.

frequently asked questions

our most question we had so far

A mortgage is a loan that you take out to finance the purchase of a home. It is a long-term loan typically repaid over several years. The property you purchase serves as collateral for the loan, and if you fail to make the mortgage payments, the lender can foreclose on the property.

Several factors come into play when determining mortgage eligibility. These include your credit score, income, employment history, debt-to-income ratio, and the amount of your down payment. Lenders also consider the property's appraisal value and condition.

A fixed-rate mortgage has a set interest rate that remains unchanged throughout the loan term. This means your monthly mortgage payments will also remain consistent. In contrast, an adjustable-rate mortgage (ARM) offers an initial fixed-rate period, after which the interest rate can fluctuate based on market conditions.

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